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Planckian Physics Comes Into Play At Planckian Distance From Horizon

In the background of a gravitational collapse, we compute the transition amplitudes for the creation of particles for distant observers due to higher-derivative interactions in addition to Hawking radiation. The amplitudes grow exponentially with time and become of order 1 when the collapsing matter is about a Planck length outside the horizon. As a result, the effective theory breaks down at the scrambling time, invalidating its prediction of Hawking radiation. Planckian physics comes into play to decide the fate of black-hole evaporation.