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Sarmistha Das

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2 published item(s)

preprint2026arXiv

FIND: Toward Multimodal Financial Reasoning and Question Answering for Indic Languages

Financial decision-making in multilingual settings demands accurate numerical reasoning grounded in diverse modalities, yet existing benchmarks largely overlook this high-stakes, real-world challenge, especially for Indic languages. We introduce FinVQA, a benchmark for evaluating financial numerical and multimodal reasoning in multilingual Indic contexts. FinVQA spans English, Hindi, Bengali, Marathi, Gujarati, and Tamil, and comprises 18,900 samples across 14 financial domains. The dataset captures diverse reasoning paradigms under realistic constraints, and is structured across three difficulty levels (easy, moderate, hard) and four question formats: multiple choice, fill-in-the-blank, table matching, and true/false. To address these challenges, we propose FIND, a framework that combines supervised fine-tuning with constraint-aware decoding to promote faithful numerical reasoning, robust multimodal grounding, and structured decision-making. Together, FinVQA and FIND establish a rigorous evaluation and modeling paradigm for high-stakes multilingual multimodal financial reasoning.

preprint2021arXiv

Probing the evolution of electronic phase-coexistence in complex systems by terahertz radiation

In complex oxides, the electrons under the influence of competing energetics are the cornerstone of coexistence (or phase-separation) of two or more electronic/magnetic phases in same structural configuration. Probing of growth and evolution of such phase-coexistence state is crucial to determine the correct mechanism of related phase-transition. Here, we demonstrate the combination of terahertz (THz) time-domain spectroscopy and DC transport as a novel strategy to probe the electronic phase-coexistence. This is demonstrated in disorder controlled phase-separated rare-earth nickelate thin films which exhibit metal-insulator transition in dc conductivity at around 180 K but lack this transition in terahertz (THz) dynamics conductivity down to low temperature. Such pronounced disparity exploits two extreme attributes: i) enormous sensitivity of THz radiation to a spatial range of its wavelength-compatible electronic inhomogeneities and ii) insensitivity to a range beyond the size of its wavelength. This feature is generic in nature (sans a photo-induced effect), depends solely on the size of insulating/metallic clusters and formulates a methodology with unique sensitivity to investigate electronic phase-coexistence and phase transition of any material system.