Abstract
In this note, we establish a new closed formula for the solution of homogeneous second-order linear difference equations with constant coefficients by using matrix theory. This, in turn, gives new closed formulas concerning all sequences of this type such as the Fibonacci and Lucas sequences. As applications; we show that Binet's formula, in this case, is valid for negative integers as well. Finally, we find new summation formulas relating the elements of such sequences.
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